Who we are

Mortgage Magic funds mortgage loans in every city and county in California. We are 35 years old and work to get the best loan and best experience for our customers.

Amazing Clients

We only exist because of our clients and the trust they have in us And that makes each and every one very special in our eyes.

Doug - CEO

Great Loan Products

We are relentless in looking for banks with the best loan products for our clients. We never stop searching.

Joe - CLO

Outstanding Team

Nothing could be done without the work of all our Loan Officers and the never ending dedication of our Processing Team.

Kianna - Senior Processor

Our Loans

Conforming loans are sold to Fannie Mae or Freddie Mac and these two agencies have different underwriting rules.
Mortgage Magic has the ability to use both agencies,
and with access to the DeskTop Underwriter (Fannie) or LoanProspector (Freddie),
we can tentatively approve most loans within hours.

The Mortgage Magic Code of Ethics

Our Code of Ethics requires the following from our loan originators and employees:

img

- Always place the client's interest above our own
- Recommend the most appropriate product/products to fill the client's needs and keep client fees fair
- Act with integrity at all times, not just at the office
- Advise clients immediately upon encountering an obstacle or problem
- Disclose all compensation to clients
- Act with fairness and prudence with every decision
- Always be honest and forthright with clients and all others
- Never engage in misleading or deceptive sales or marketing practices
- Adhere to high business standards beyond what are required by regulations
- Maintain regular, timely contact with clients

Doug Jones - Mortgage Magic - CEO

Our Blog

Some of the latest articles and blog posts

Can the Borrower Make Payments On A Reverse Mortgage

A reverse mortgage can function similarly to an interest-only loan if you choose to pay the interest, giving you flexibility while maintaining control over your home equity. Making extra payments accelerates balance reduction, which can help preserve equity for your

… Read the rest

Will a Reverse Mortgage Eat Your Equity?

The idea that a reverse mortgage will automatically “eat up all the equity” in a home is one of the most common misconceptions I hear. As this example shows, even with an interest rate of 8.95% and no payments being … Read the rest